HLD Investment Proposition Update - Quarter 2 2019

In May 2019 we announced that we were making some changes to the Self Select Fund Range. These changes have now been completed.Confirmation of this fund change will be posted to policyholders in the coming week. Financial Advisers can obtain policy valuations reflecting this fund change by logging onto the Service Centre above.


Financial Advice

Before you make any decisions, we would strongly recommend you speak to your Financial Adviser. If you do not have a financial adviser, you can find one in your area by visiting https://www.unbiased.co.uk. Please note that seeking guidance or advice is a key part of protecting yourself and your family when making this important decision.


Pension Wise. Your Money. Your Choice

We encourage you to take advantage of Pension Wise which is a free and impartial service set up by HM Treasury to help you to understand what your options are for taking the benefits from your Pension. You will be able to get help on the Pension Wise website, over the phone or face to face about the following:

  • what you can do with your pension pot;
  • the different pension types and how they work; and
  • what is tax-free and what is not.

To find out more information about this new service please visit https://www.gov.uk/pensionwise. Alternatively, phone or face to face meetings can be arranged by calling 0800 138 3944 between 8am and 8pm, Monday to Friday.


Other useful links

You can find more information about the changes introduced by the 2014 budget by visiting: