Legal Notice

Please read the following Terms and Conditions carefully. Your use of this website constitutes your agreement with the Terms and Conditions set forth below and of the Privacy Policy. These Terms and Conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Your continued use of the website after changes are posted constitutes your acceptance of these Terms and Conditions as modified. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described as 'subsites' within Hawthorn's (as defined below) main website.

If you are outside the United Kingdom, you must ensure that you may lawfully access the website under any applicable laws before accessing the website further. The does not guarantee that the website or the information thereon complies with any laws outside of the United Kingdom. Hawthorn shall have no liability in respect of your failure to do this.


Hawthorn Life DAC incorporated in Ireland with limited liability, registered No 242197. Head office Swords Business Campus Swords Co. Dublin, Ireland. Authorised/regulated by Central Bank of Ireland. Deemed authorised by Prudential Regulation Authority. Subject to regulation by Financial Conduct Authority and limited regulation by Prudential Regulation Authority. Details of the Financial Services Contracts Regime, which allows EEA-based firms to operate in the UK for a limited period to carry on activities which are necessary for the performance of pre-existing contracts, are available on request. Directors: Aidan Burke Jonathan Collins (UK) Brendan McCarthy Alastair Murray BrĂ­d Quigley. Hawthorn Life is not affiliated with The Hartford Financial Services Group.

Compensation Scheme

Please read our UK Financial Services Compensation Scheme Notice.


No unauthorised use (including but not limited to unauthorised copying or adaptation) of any Mark, or of any trade or service mark that is confusingly similar to any Mark, may be made without the prior written permission of Hawthorn or the third party proprietor of such Mark. Any unauthorised use of a Mark, or use of a trade or service mark that is identical or confusingly similar to any Mark, may constitute an infringement of the legal rights of the Mark's proprietor. Nothing contained in these Terms and Conditions or elsewhere on this website may be construed as conferring any licence or right under the Marks. You are prohibited from implying that you are connected or associated with the Marks.

You may copy or print materials of Hawthorn from this site limited solely for your non-commercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this website for any public or commercial purpose except with the prior written consent of Hawthorn or the owners of the materials if this is not Hawthorn. You may not use the contents in any other website or in a network computer environment unless permitted by law or unless you have obtained the prior written consent of Hawthorn or the owners of the materials if this is not Hawthorn.


Please read our Privacy Policy, which forms part of these Terms and Conditions.


Links from this site to a non-Hawthorn site may be provided for users' convenience only. Hawthorn does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Hawthorn sites. Hawthorn is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Hawthorn sites, you do so at your own risk.


The materials and services on this website are provided “as is” and for information purposes only. Hawthorn makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Hawthorn disclaims to the maximum extent permitted by applicable law, all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. The does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Hawthorn makes no representation or warranty that all products and services are available in all locations.

Hawthorn does not warrant that use of this website will be uninterrupted. It may become unavailable in part or in whole at any time, for any period, and without prior notice. Hawthorn may in its absolute discretion modify or discontinue all or any part of, or facility provided by, the website.

Given the inherent insecurity of the Internet, the security, authenticity and confidentiality of any information on the website cannot be guaranteed.


We understand the importance of security and privacy, so all extranet pages have the highest SSL (Secure Socket Layer) available. This means that any information you enter when obtaining a quotation or valuation for a product, for instance is protected. For further information on our site security, please click on the Verisign (padlock) Image.

Limitation of Liability

In no event shall Hawthorn be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website.

Nothing in these Terms and Conditions restricts or excludes any liability which Hawthorn may have in respect of death or personal injury resulting from its negligence, or for fraud, or any liability which cannot be lawfully executed under English law.

Governing Laws/Severability of Provisions

This website and the agreement shall be governed by the laws of England and Wales.


Hawthorn may transfer its rights and obligations in respect of any matter relating to the website to a third party. You may not transfer any rights and obligations which you may have under these Terms and Conditions.